By Zoey Thompson
Windsor, CA – When many people look towards their retirement years they often forget that, though they earned money and paid taxes on it in a different decade, the US government continues to tax assets even into retirement. This can put an incredible burden on resources, create anxiety and potential shortfalls for those who watch their savings dwindle due to otherwise avoidable taxation. Kara Stewart, a Sonoma County native is a highly respected financial advisor and Founder of Focus Strategic Solutions of Windsor. She believes that part of her mission is to “disinherit Uncle Sam” from the wealth gained by her clients over their lifetime.
“Many wealth managers and financial advisors ‘focus’ on the accumulation phase of financial planning,” says Stewart, “and take their eyes off the road ahead when it comes to those years when clients are in the distribution phase. I feel it is important to balance both aspects of financial planning. I increase the effectiveness of my clients’ cash flow by planning ahead for greater tax efficiency.”
Stewart has taken this strategy and applied it to all clients of her independent practice, earning her peer accolades such as “Million Dollar Roundtable,” which is awarded and recognized internationally with elite membership of those who demonstrate exceptional professional knowledge, strict ethical conduct and outstanding client service. She has reached the standard of excellence in the life insurance and financial services industry. With origins in banking, her career evolved to include time with major stock brokerages and then became an Assistant Vice President of a local insurance agency. Stewart has focused on facilitating strategic goals to successful conclusion by creating and cultivating mutually beneficial relationships with other financial professionals. Her achievements and passion drove her to the development of her own financial management and advisory firm in January 2010.
Today, she and her team of experts, including an IRS certified attorney, help individual clients and business owners prepare and protect their financial future by reducing their current and future taxes by 20-60%. “Our goal is to help clients grow wealth and protect it,” she explains. “I advise anyone facing retirement in the next decade to give us a call to see how we can help.”