Millstone, NJ – Co-owner and founder of Millstone Financial Group Michael Russo advises his firm’s clients on modern portfolio theory and offers free workshops on asset allocation and diversification strategies that can help those in retirement make the most of their wealth. As a financial strategist he works with his clients to create an approach to retirement that not only tackles assets and investments but also getting the best financial results out of retirement. People acquire assets with the idea that they will live off income from dividends or interest or from the sale of the assets. Diversification can help the investor match their preferences for risk and income to their investment choices, explains Michael Russo.
“Just because you’re retired doesn’t mean you’re immune to taxes,” he warns. “People often forget that the sale of an asset can be taxed as a capital gain or loss, which is why we try to develop plans that take into consideration not only where the market is going but how the sales change your tax obligations.”
Millstone Financial is a boutique firm focused on your success. We aren’t obligated to any national chain’s idea of how finances should be managed. Our firm is more flexible about offering advice to help you reach your goals. We advise our clients to maintain a diverse investment portfolio. We can show you all the options available to you when developing your retirement strategy.
“We look at our client’s desires, needs, and assets within the context of a long retirement and help them to make wise decisions when it comes to both growth and diversification,” he says. “Most investment choices have tax implications and should be considered against other options available to the investor. Millstone helps investors choose wisely.”
Millstone offers classes and seminars on retirement planning that are free and open to the public so that individuals can learn more about the financial landscape that they are traversing. Millstone’s goal is for people to gain the knowledge they need to choose wisely. For those who would like to learn more or want a second opinion on what they have already chosen, Russo listens carefully. “Our doors are always open,” he says.
For more information visit their website at: www.millstonefinancial.net
Advisory services are offered through Millstone Financial Group Limited Liability Company, a Registered Investment Advisor in the State of New Jersey. Insurance products and services are offered through Millstone Financial Group Limited Liability Company, an affiliate firm. Neither Company is affiliated with or endorsed by the Social Security Administration or any other Government Agency.